Equality and Access to Credit: A Social Contract Framework
نویسندگان
چکیده
منابع مشابه
Equality, Identity, and a Modified Contract
This paper describes a software-engineering problem, proposes a solution and shows how that solution influences language design. In many object-oriented programming languages, when implementing equality the programmer has to make sure that it obeys a set of rules, called equality contract. Not only is it difficult to adhere to these seemingly simple rules, but the equality contract itself is a ...
متن کاملEquality Before the Law and the Social Contract: When Will the United States Finally Guarantee Its People the Equality Before the Law that the Social Contract Demands?
Most European and several countries elsewhere in the world have recognized a right to counsel in many or most civil cases for as long as decades or even centuries and many of these countries are willing to spend, proportionately, anywhere from three to twelve times as much of their national income as the U.S. currently does on the provision of counsel to their lower income populations in civil ...
متن کاملAgency, Cyberspace, and Social Contract
The social contract has been about rights and responsibilities in human societies. Facebook and its role in manufacturing and sustaining a global social contract, a new “we” is clearly one of the research areas that needs more attention. A new “we” is coming of age in the new age of connectivity and communication with a new outlook toward responsibility and rights at individual and collective l...
متن کاملBankruptcy and Small Firms' Access to Credit Bankruptcy and Small Firms' Access to Credit
In this paper, we investigate whether and how personal bankruptcy law a ects small rms' access to credit. When a rm is unincorporated, its debts are personal liabilities of the rm's owner, so that lending to the rm is equivalent to lending to its owner. If the rm fails, the owner has an incentive to le for personal bankruptcy in order to obtain discharge of the rm's debts. While bankruptcy law ...
متن کاملValuation of Lease Contract and Credit Risk
Leasing has become a very important financial instrument today. A large amount of literature discusses the determination of lease rate. In this essay, we focus on the valuations of lease contracts and credit risk. First, we introduce both discrete and continuous time models to determine the equilibrium rate of risk-fiee lease contracts. Then, by relaxing the restriction of riskless leases, a mo...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2020
ISSN: 1556-5068
DOI: 10.2139/ssrn.3707734